Exclusive articles:
India demographic dividend: still powerful, no longer automatic
India still has a rare age-profile advantage. But a demographic dividend is not a gift; it is a conversion problem. Youth jobs, female labour-force participation and skill formation will decide whether the window produces productivity or pressure
Insurance penetration India: why protection stays shallow – and what could finally widen the market
India's insurance market is already large, but protection is still too shallow. The real constraint is not awareness alone; it is trust, cost, distribution and product design
Embedded finance India: how UPI and ONDC could trigger the next banking disruption
UPI turned payments into infrastructure. ONDC wants to do something similar for commerce. The real disruption now is embedded finance: credit, insurance and working-capital products slipping into the apps, platforms and software Indians already use.
Public Capex India: Why Roads and Railways Still Look Like the Best Stimulus
Public capex India works best when it builds roads, rail corridors and logistics capacity that cut freight time, lower embedded costs and crowd in private investment.
Housing affordability: bubble, shortage, or the wrong homes in the wrong places?
India housing affordability now looks less like a simple bubble and more like a structural mismatch: rising prices, stretched household budgets, thin rental logic and the wrong supply in the wrong places.